:root{--navy:#102A43;--saffron:#F28C28;--green:#15803D;--cream:#FFF8ED;--text:#17202A;--muted:#5B6770;--border:#E5E7EB}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--text);background:#fff;line-height:1.65}a{color:#125d92}.top{border-top:4px solid var(--saffron);border-bottom:1px solid var(--border);position:sticky;top:0;background:#fffffff2;backdrop-filter:blur(12px);z-index:3}.nav{max-width:1100px;margin:auto;padding:12px 20px;display:flex;align-items:center;justify-content:space-between;gap:20px}.nav img{width:150px;max-height:45px;object-fit:contain}.nav div{display:flex;gap:15px;align-items:center}.nav a{text-decoration:none;font-size:13px;font-weight:700}.cta{background:var(--navy);color:white!important;padding:9px 14px;border-radius:10px}.hero{background:linear-gradient(135deg,var(--cream),#fff 55%,#F0FDF4);border-bottom:3px solid var(--green)}.wrap{max-width:1000px;margin:auto;padding:64px 22px}.kicker{color:#c66a14;font-weight:900;letter-spacing:.1em;font-size:11px}.hero h1{font-size:48px;line-height:1.06;color:var(--navy);margin:12px 0 18px;max-width:850px}.hero p{font-size:18px;max-width:800px;color:var(--muted)}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.button{display:inline-block;text-decoration:none;padding:12px 17px;border-radius:12px;font-weight:800}.primary{background:var(--navy);color:#fff}.secondary{border:1px solid #cfd7df;color:var(--navy);background:#fff}.section{padding:55px 22px}.section>div{max-width:1000px;margin:auto}.section h2{font-size:32px;color:var(--navy);margin:0 0 12px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px}.card{border:1px solid var(--border);border-radius:17px;padding:20px;background:#fff}.card h3{margin:0 0 8px;color:var(--navy)}.card p{margin:0;color:var(--muted);font-size:14px}.soft{background:#f8fbfd}.steps{counter-reset:s}.steps .card:before{counter-increment:s;content:"0" counter(s);font-weight:900;color:var(--saffron)}.note{background:var(--navy);color:#fff;border-radius:22px;padding:28px}.note h2{color:#fff}.note p{color:#d4e0ea}.faq details{border:1px solid var(--border);border-radius:12px;padding:0 15px;margin:8px 0;background:#fff}.faq summary{font-weight:800;color:var(--navy);padding:14px 0;cursor:pointer}.faq p{color:var(--muted);font-size:14px}.footer{background:#0c2033;color:#aebdca;border-top:4px solid var(--green)}.footer .wrap{padding-top:34px;padding-bottom:34px}.footer a{color:#d6e2ec;margin-right:14px;font-size:12px}@media(max-width:720px){.hero h1{font-size:38px}.nav div a:not(.cta){display:none}.grid{grid-template-columns:1fr}.section{padding:42px 18px}.wrap{padding:48px 18px}}